This product is a single-transit cover for goods or parcels being moved within Nigeria only. It is designed to protect the goods owners against loss or damage to the their goods. This policy will reinstate, replace or repair such loss or damage.

Goods covered include: domestic appliances & utensils; general merchandise; clothing, fashion & textiles materials/accessories; tools and equipment; home & office furniture; building materials excluding tiles and ceramic ware; canned/packaged/bagged foods; and computer & electronic appliances.

Goods not covered include: gas cylinders; chemicals; ceramic tiles; letters; cheques; bank drafts; stamps; glass ware; explosive materials; jewelry; art work; and perishable goods.

Perils covered include: accident to the vehicle; collision; overturning of the vehicle; fire; explosion; burglary and theft; windstorm; flood.

Perils not covered include: war; riot; strike; civil commotion; insurgency; pilferage; deliberate/malicious/mischievous acts of the driver or the insured their staff; shortages; credit cards; debit cards; ATM cards; ID cards; and seizure or forfeiture by government agency.